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AGRICULTURAL / COMMERCIAL INSURANCE


Whether you are just starting out with a new small business or farm, or are well established - with over 25 years insuring business owners, you can count on me to provide knowledgable direction when we put together a package that suits your unique needs...AND I work extra hard to make sure it also fits your budget.


Agricultural Insurance

This is what Caradoc Townsend Mutual was formed to cover more than Century ago. Think of how difficult it was to get insurance at a reasonable cost for wooden barns, filled with hay and lit by kerosine lanterns. We now offer a wide range of protection for the modern farm including but not limited to the following coverages:

  • Buildings & Outbuildings
  • Barns & Machinery
  • Livestock
  • Produce
  • Loss of Income
  • Farm Liability
  • Farmers' Limited Pollution Liability
Commercial Insurances

We offer a wide range of products to suit your commercial needs. Our products are suited to your office, retail and home business operations. We also provide coverage for apartments and churches, as well as contractors. Which ever type of business you have your policy is tailored to your needs. This includes, but isn’t limited to the following specialty coverages:

  • Buildings & rental space
  • Business contents
  • Tools & equipment
  • Business liability
  • Tenants legal liability
  • Products & completed operations
  • Installation floaters
  • Equipment breakdown coverage
  • Business overhead expense
  • Loss of income protection